• A sole trader (as a business with employees);
• A limited company;
• A charity, or
• A partnership.
Who can't apply
• A sole trader (in their personal capacity as business owner);
• An equity partner in a partnership, or
• A member of a limited liability partnership.
• Payout won’t form part of the employee’s lifetime allowance
• The premiums paid won’t impact the employee’s annual allowance
• National Insurance (NI) savings for both you and the employee
• The premiums you pay (as employer) for a relevant life policy won’t constitute a benefit in kind,
• Premiums won’t be subject to income tax.
• The claim proceeds won’t be subject to income tax or corporation tax.
Plan must be placed in trust (we will do this for you)
We have been using Andy to arrange our life insurance for over 5 years now and he has always provided a friendly, reliable and personal service. We would highly recommend him to friends, family and anyone else considering reviewing their life insurance needs.
very friendly, and everything set out and explained to me. Found me some great deals and set it all up for me hassle free. Would highly recommend to anyone
Recommended without reservation. A most professional service.
Extremely helpful (and patient) throughout the switch to our new Life Insurance policy. They chased each staging post along the way on our behalf and regularly made contact to keep us informed. Great service!
The advisor Andrew was very polite, efficient and found the best life insurance that suited my needs
Professional service, very helpful, clear and concise guidance. Andy provides impartial advice, helped secure the best life insurance deal and provided a superb will writing service.
My enquiry was dealt with very professionally by Andrew Burton.
Everything explained in detail and in such a friendly manner.
I was more than happy to put my life insurance in place,and would
strongly recommend this site.
A very good detailed quote well presented and a very friendly person who gave me a couple of quotes and was very good at his job I would strongly recommend this company
How thorough , knowlegable and patient is Andy Burton
THE one for all you security needs ..
Peaceful times ahead
Extremely brilliant service and very informative and staff are very helpful
Excellent in all respects. Friendly, efficient and clearly explained everything.
Would highly recommend.
Very relaxed advisor ,made me feel at ease.Excellent level of knowledge.I felt absolutely no pressure.Thank you Andy.
He was very efficient and professional throughout our telephone conversations. I would certainly recommend Andrew Burton - owner of Sandbourne.
I will certainly be using him in the future with other matters and I will recommend him to friends and family.
Great website! Totally hassle free, efficient and friendly advice. Given all the options to look through to decide what was best for me. Would highly recommend!
We are so pleased that we went with this company. Such a lot of help, and nothing was too much trouble. At a time like this it is hard to know what to do and how to do it, but the advice was there straight away and we were put at ease immediately.
Without any hesitation we would recommend this Company.
I have been dealing with Andy since my son was born in 2012 and even now he still helps me even when on holiday with his Wife (he got a telling off by me lol) I will never go to anyone else as long as Andy is still doing the same job!
Difficult subject made easy.
Many thanks for your easy to talk telephone quote.I had difficulty with my computer bombing out at the time of looking for this, but I would have no hesitation in calling for help in the future. Thank you Andrew Burton.
Regards Sandra Saunders.
Brilliant service throughout! Thank you so much.
Andy was extremely helpful and polite...I explained what I needed, and he delivered.
Such a friendly, easy experience! Andy Burton took the time to explain every option thoroughly, to listen to exactly what it was we wanted and we never ever felt rushed. He was equally professional and friendly and immediately put you at ease. Things were explained so well to ensure I understood everything and every option thoroughly! It was a much more personal experience then we have had with other companies and I would honestly recommend this company to everybody!
Andy is a first class professional, what stands out is his integrity and his commitment to you as a client. He is knowledgeable and his foremost intention is to obtain the best deal for your circumstances. Do not hesitate to give him a call, even if its only advice you are seeking. The discussion you have will ultimately only benefit your future decisions regarding life cover, health insurance…. etc.
Fabulous first rate service
Never described Insurance shopping as a pleasant experience before but this really was. Andrew is fantastic, very knowledgeable and sells you what you need. No hidden extras or fees and the free will with every policy is brilliant. I would have no hesitation in recommending Andrew.
very friendly, efficient and informative and took time to explain things.
I work for a large company and would definitely recommend to my work colleagues, of which I will.
It is always important to have all the facts before you commit to anything - like crossing the road, is there any cars coming? Andy ensures that all the facts are well explained and offers a no frills and no B*** S*** answers to all questions.
Very helpful, personal service that was much more informative than other, much-advertised operators who were more about getting my business than ensuring it was appropriate to my needs.
Policy to cover funeral costs
Very helpful advice, well explained. Not intrusive and job done.
Knowledgeable and efficient
Very impressed with the level of service provided, Andrew was very knowledgable about the various insurance options and provided clear straightforward advice in an efficient manner. Andrew helped us to obtain value for money and the right insurance product for us and made things simple. I would not hesitate to recommend to friends.
Quotation for PMI
Extremely helpful ... Andrew gave a complete justification for his recommendations.
Great service, great product
We were given a recommendation for lfie insurance and income protection insurance. We weren't disappointed, the quotes were better than anywhere else we'd found, the service was brilliant - both personal and convenient as they called when requested and keep following up when you were trying to make decisions. The whole process from initially talking to Andy, all the way through to receiving our documentation and setting up the direct debit, was so easy and stress-free.
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