- LIFE INSURANCE
- INCOME PROTECTION
- HEALTH INSURANCE
- BUSINESS PROTECTION
- SPECIALIST INSURANCE
Cover the loss of profit caused by losing key employees to death or critical illness
Statistics show only 28% of UK business’s established in the last two years have any kind of business protection. Yet 46% would cease trading immediately if a key person was lost due to passing away or illness
Information regarding tax levels and basis of reliefs are dependent on current legislation. Individual circumstances are not guaranteed and may be subject to change.
A tax-efficient form of life insurance, allowing companies to provide a tax free lump sum benefit to employees on death (including salaried directors).
Life Insurance designed to ensure that the aftermath of a shareholder's death is as smooth and stress free as possible. Shareholder protection helps you protect the ownership of the business by providing money to purchase the shares of the deceased.
You are 3 times more likely to go on long-term sick leave than you are to die during your working life.
Despite this many of us get life insurance to protect our families financially against death, only 10% of us have Income Protection to protect ourselves: the one insurance that will continue to provide a percentage of your salary if you go on long-term sick leave.1 in 5 of us are likely to go on long term sick leave during our working lives, however, the chances of recovery are now much better, with increasing numbers of people returning to work.
*Unum analysis, Group Income Protection schemes, 2011 & ONS Business Populations Report, 2013; Swiss Re Group Watch Report, 2012
Group life insurance (or Death in Service) is one of the simplest but most highly-valued employee benefits that a company can provide for its employees.
Health insurance for corporations which can be customised to specific requirements